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Portland city, OR

ZIP 97266 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 97266

Median Home Value
$420,800
Median Rent
$1,297
Affordability Snapshot
$116,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,703/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.9x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

27.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 97266 in Portland city, OR, a household would need roughly $116,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,703. That is about 62% above the local median household income ($71,791), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
57.0%-13% vs US avg
x
Vacancy Rate
4.5%-56% vs US avg
x
Broadband Access
91.7%+5% vs US avg
x
4+ Bedrooms
4.2%-72% vs US avg
x
Built Pre-1939
6.0%-54% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
31.4%-37% vs US avg
x
Mortgage-Free
26.1%-32% vs US avg
x
$420,800
Home Value
$1,297
Rent
1974
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached63.5%
  • 1-unit attached6.2%
  • 2-9 units12.1%
  • 10+ units14.5%
  • Mobile home & other3.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$420,800
Median rent$1,297
Owner-occupied57.0%
Vacant4.5%
Price-to-income5.9x
Est. income to buy$116,000