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Portland city, OR

ZIP 97213 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 97213

Median Home Value
$609,100
Median Rent
$1,383
Affordability Snapshot
$168,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,913/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

36.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 97213 in Portland city, OR, a household would need roughly $168,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,913. That is about 75% above the local median household income ($95,801), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
64.4%-1% vs US avg
x
Vacancy Rate
4.6%-55% vs US avg
x
Broadband Access
96.2%+11% vs US avg
x
4+ Bedrooms
3.9%-74% vs US avg
x
Built Pre-1939
12.6%-2% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
23.9%-52% vs US avg
x
Mortgage-Free
21.5%-44% vs US avg
x
$609,100
Home Value
$1,383
Rent
1941
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.9%
  • 1-unit attached3.6%
  • 2-9 units12.8%
  • 10+ units14.2%
  • Mobile home & other0.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$609,100
Median rent$1,383
Owner-occupied64.4%
Vacant4.6%
Price-to-income6.4x
Est. income to buy$168,000