US5.com
  1. Home
  2. States
  3. Oregon
  4. ZIP 97114
  5. Housing & Real Estate
Dayton city, OR

ZIP 97114 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 97114

Median Home Value
$455,000
Median Rent
$1,332
Affordability Snapshot
$125,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,923/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

28.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 97114 in Dayton city, OR, a household would need roughly $125,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,923. That is about 43% above the local median household income ($87,560), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
85.3%+30% vs US avg
x
Vacancy Rate
2.5%-76% vs US avg
x
Broadband Access
90.5%+4% vs US avg
x
4+ Bedrooms
4.7%-68% vs US avg
x
Built Pre-1939
6.2%-52% vs US avg
x
Built Post-2014
2.0%-71% vs US avg
x
Rent Burden >30%
30.0%-40% vs US avg
x
Mortgage-Free
40.7%+7% vs US avg
x
$455,000
Home Value
$1,332
Rent
1979
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.4%
  • 1-unit attached3.3%
  • 2-9 units0.8%
  • 10+ units0.1%
  • Mobile home & other13.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$455,000
Median rent$1,332
Owner-occupied85.3%
Vacant2.5%
Price-to-income5.2x
Est. income to buy$125,000