ZIP Code 97109 — undefined, OR Demographics & Data

ZIP code 97109 covers OR in Washington County with a population of about 487.

At a glance, the area shows median age of 41.9 versus a U.S. median of about 38.9.

It sits in telephone area codes 503, 971; U.S. House district OR-1; the PORTLAND, OR media market.

Median household income in ZIP 97109 is about $146,094 — about 94% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.8%; unemployment rate near 9.9%; 15.3% of adults with a bachelor’s degree or higher (about 18.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Manufacturing, and Food services; about 13.3% of workers reporting work-from-home (about 1.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $576,500 — about 66% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 87.7% (about 22.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 97109 in OR, a household would need roughly $159,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,703. That is roughly in line with the local median household income ($146,094). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for OR as Relatively High (composite score 96.0), which is among the highest nationally. The strongest component scores on US5 are flood (93.9) and wildfire (50.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for OR show little to no average snow and around 48.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 25 for ZIP 97109 (OR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.