US5.com
  1. Home
  2. States
  3. Oregon
  4. ZIP 97103
  5. Housing & Real Estate
Astoria city, OR

ZIP 97103 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 97103

Median Home Value
$437,900
Median Rent
$1,049
Affordability Snapshot
$121,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,813/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

34.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 97103 in Astoria city, OR, a household would need roughly $121,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,813. That is about 61% above the local median household income ($75,080), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
62.1%-5% vs US avg
x
Vacancy Rate
9.8%-5% vs US avg
x
Broadband Access
91.1%+5% vs US avg
x
4+ Bedrooms
4.5%-69% vs US avg
x
Built Pre-1939
10.2%-21% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
21.8%-56% vs US avg
x
Mortgage-Free
35.2%-8% vs US avg
x
$437,900
Home Value
$1,049
Rent
1957
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached69.9%
  • 1-unit attached2.8%
  • 2-9 units14.5%
  • 10+ units8.8%
  • Mobile home & other4.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$437,900
Median rent$1,049
Owner-occupied62.1%
Vacant9.8%
Price-to-income5.8x
Est. income to buy$121,000