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The Dalles city, OR

ZIP 97058 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 97058

Median Home Value
$332,500
Median Rent
$871
Affordability Snapshot
$92,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,136/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

31.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 97058 in The Dalles city, OR, a household would need roughly $92,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,136. That is about 48% above the local median household income ($62,257), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
63.9%-2% vs US avg
x
Vacancy Rate
7.9%-23% vs US avg
x
Broadband Access
89.7%+3% vs US avg
x
4+ Bedrooms
4.5%-69% vs US avg
x
Built Pre-1939
9.2%-28% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
26.2%-47% vs US avg
x
Mortgage-Free
40.8%+7% vs US avg
x
$332,500
Home Value
$871
Rent
1967
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached64.0%
  • 1-unit attached3.4%
  • 2-9 units11.9%
  • 10+ units6.4%
  • Mobile home & other14.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$332,500
Median rent$871
Owner-occupied63.9%
Vacant7.9%
Price-to-income5.3x
Est. income to buy$92,000