ZIP Code 97026 — Gervais city, OR Demographics & Data

ZIP code 97026 covers Gervais, OR in Marion County with a population of about 3,898.

At a glance, the area shows median age of 35.1 versus a U.S. median of about 38.9.

It sits in telephone area codes 503, 971; U.S. House district OR-6; the PORTLAND, OR media market.

Median household income in ZIP 97026 is about $89,630 — about 19% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.8%; unemployment rate near 6.5%; 15.1% of adults with a bachelor’s degree or higher (about 18.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Manufacturing, and Agriculture; about 3.1% of workers reporting work-from-home (about 12.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $354,700 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,144 (about even with the U.S. median rent ($1,163)), and owner-occupancy near 87.2% (about 21.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 97026 in Gervais, OR, a household would need roughly $98,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,278. That is roughly in line with the local median household income ($89,630). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Gervais city, OR as Relatively High (composite score 95.5), which is among the highest nationally. The strongest component scores on US5 are flood (90.5) and wildfire (59.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Gervais city, OR show little to no average snow and around 37.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 198 for ZIP 97026 (Gervais city, OR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.