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Urban Honolulu CDP, HI

ZIP 96819 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 96819

Median Home Value
$963,900
Median Rent
$1,562
Affordability Snapshot
$265,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$6,192/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

10.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

51.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 96819 in Urban Honolulu CDP, HI, a household would need roughly $265,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,192. That is about 175% above the local median household income ($96,346), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
51.3%-22% vs US avg
x
Vacancy Rate
5.8%-43% vs US avg
x
Broadband Access
89.3%+3% vs US avg
x
4+ Bedrooms
15.2%+3% vs US avg
x
Built Pre-1939
8.2%-36% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
22.6%-54% vs US avg
x
Mortgage-Free
38.4%+0% vs US avg
x
$963,900
Home Value
$1,562
Rent
1967
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached49.7%
  • 1-unit attached13.6%
  • 2-9 units17.5%
  • 10+ units18.6%
  • Mobile home & other0.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$963,900
Median rent$1,562
Owner-occupied51.3%
Vacant5.8%
Price-to-income10.0x
Est. income to buy$265,000