US5.com
  1. Home
  2. States
  3. Hawaii
  4. ZIP 96818
  5. Housing & Real Estate
Hickam Housing CDP, HI

ZIP 96818 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 96818

Median Home Value
$653,400
Median Rent
$3,123
Affordability Snapshot
$180,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,197/mo PITI).

38%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

6.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

17.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 96818 in Hickam Housing CDP, HI, a household would need roughly $180,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,197. That is about 80% above the local median household income ($99,933), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
37.3%-43% vs US avg
x
Vacancy Rate
6.2%-39% vs US avg
x
Broadband Access
96.0%+10% vs US avg
x
4+ Bedrooms
5.5%-63% vs US avg
x
Built Pre-1939
3.1%-76% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
36.4%-27% vs US avg
x
Mortgage-Free
45.1%+18% vs US avg
x
$653,400
Home Value
$3,123
Rent
1982
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached25.4%
  • 1-unit attached30.2%
  • 2-9 units10.9%
  • 10+ units33.2%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$653,400
Median rent$3,123
Owner-occupied37.3%
Vacant6.2%
Price-to-income6.5x
Est. income to buy$180,000