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Mokuleia CDP, HI

ZIP 96791 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 96791

Median Home Value
$932,000
Median Rent
$1,923
Affordability Snapshot
$257,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,987/mo PITI).

25%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

9.9x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

40.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 96791 in Mokuleia CDP, HI, a household would need roughly $257,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,987. That is about 174% above the local median household income ($93,875), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
62.5%-4% vs US avg
x
Vacancy Rate
15.1%+46% vs US avg
x
Broadband Access
90.1%+4% vs US avg
x
4+ Bedrooms
9.8%-34% vs US avg
x
Built Pre-1939
4.3%-67% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
32.3%-35% vs US avg
x
Mortgage-Free
35.2%-8% vs US avg
x
$932,000
Home Value
$1,923
Rent
1973
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached65.1%
  • 1-unit attached14.1%
  • 2-9 units6.9%
  • 10+ units13.8%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$932,000
Median rent$1,923
Owner-occupied62.5%
Vacant15.1%
Price-to-income9.9x
Est. income to buy$257,000