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ZIP Code 96784 — undefined, undefined Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

At a glance

Population
5,271
Density
N/A
Median income
$78,913
+5% vs US avg
Home value
$862,100
+148% vs US avg
Median rent
$1,643
+41% vs US avg
Timezone
N/A

Overview of ZIP Code 96784

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What to know about ZIP 96784

ZIP code 96784 covers ZIP 96784 with a population of about 5,271.

At a glance, the area shows median age of 40.5 versus a U.S. median of about 38.9.

It sits in the HONOLULU media market.

Income and economy in ZIP 96784

Median household income in ZIP 96784 is about $78,913 — about 5% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.9%; unemployment rate near 3.8%; 26.1% of adults with a bachelor’s degree or higher (about 7.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Food services; about 2.7% of workers reporting work-from-home (about 12.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 96784

Median home value is about $862,100 — about 148% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,643 (about 41% above the U.S. median rent ($1,163)), and owner-occupancy near 48.7% (about 16.7 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 96784, a household would need roughly $237,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,538. That is about 200% above the local median household income ($78,913), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.