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Lihue CDP, HI

ZIP 96766 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 96766

Median Home Value
$751,800
Median Rent
$1,673
Affordability Snapshot
$207,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,829/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

37.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 96766 in Lihue CDP, HI, a household would need roughly $207,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,829. That is about 115% above the local median household income ($96,434), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
66.4%+2% vs US avg
x
Vacancy Rate
10.4%+1% vs US avg
x
Broadband Access
93.0%+7% vs US avg
x
4+ Bedrooms
3.4%-77% vs US avg
x
Built Pre-1939
1.1%-91% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
24.8%-50% vs US avg
x
Mortgage-Free
31.2%-18% vs US avg
x
$751,800
Home Value
$1,673
Rent
1986
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached55.1%
  • 1-unit attached10.6%
  • 2-9 units15.0%
  • 10+ units19.1%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$751,800
Median rent$1,673
Owner-occupied66.4%
Vacant10.4%
Price-to-income7.8x
Est. income to buy$207,000