US5.com
  1. Home
  2. States
  3. Hawaii
  4. ZIP 96754
  5. Housing & Real Estate
Kilauea CDP, HI

ZIP 96754 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 96754

Median Home Value
$1,144,100
Median Rent
$1,750
Affordability Snapshot
$315,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$7,349/mo PITI).

25%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

13.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

54.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 96754 in Kilauea CDP, HI, a household would need roughly $315,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,349. That is about 269% above the local median household income ($85,428), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
77.3%+18% vs US avg
x
Vacancy Rate
20.6%+100% vs US avg
x
Broadband Access
99.1%+14% vs US avg
x
4+ Bedrooms
2.6%-82% vs US avg
x
Built Pre-1939
5.5%-57% vs US avg
x
Built Post-2014
1.4%-79% vs US avg
x
Rent Burden >30%
16.0%-68% vs US avg
x
Mortgage-Free
40.1%+5% vs US avg
x
$1,144,100
Home Value
$1,750
Rent
1991
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.7%
  • 1-unit attached4.5%
  • 2-9 units3.5%
  • 10+ units1.2%
  • Mobile home & other2.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,144,100
Median rent$1,750
Owner-occupied77.3%
Vacant20.6%
Price-to-income13.4x
Est. income to buy$315,000