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ZIP Code 96745 — undefined, undefined Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

At a glance

Population
4,167
Density
N/A
Median income
$83,779
+11% vs US avg
Home value
$530,100
+52% vs US avg
Median rent
$1,683
+45% vs US avg
Timezone
N/A

Overview of ZIP Code 96745

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What to know about ZIP 96745

ZIP code 96745 covers ZIP 96745 with a population of about 4,167.

At a glance, the area shows median age of 46.8 versus a U.S. median of about 38.9.

It sits in the HONOLULU media market.

Income and economy in ZIP 96745

Median household income in ZIP 96745 is about $83,779 — about 11% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 17.2%; unemployment rate near 1.0%; 31.6% of adults with a bachelor’s degree or higher (about 2.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Construction, and Information; about 6.3% of workers reporting work-from-home (about 8.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 96745

Median home value is about $530,100 — about 52% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,683 (about 45% above the U.S. median rent ($1,163)), and owner-occupancy near 55.1% (about 10.3 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 96745, a household would need roughly $146,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,405. That is about 74% above the local median household income ($83,779), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.