ZIP Code 96128 — undefined, CA Demographics & Data

ZIP code 96128 covers CA in Lassen County with a population of about 642.

At a glance, the area shows median age of 37.5 (near the U.S. median).

It sits in telephone area code 530; U.S. House district CA-1; the RENO media market.

Median household income in ZIP 96128 is about $89,340 — about 19% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.5%; unemployment rate near 0.0%; 16.3% of adults with a bachelor’s degree or higher (about 17.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Public administration, Healthcare, and Administrative support; a mean commute of about 177.0 minutes (U.S. average near 26.8).

Median home value is about $391,500 — about 12% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 95.8% (about 30.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 96128 in CA, a household would need roughly $108,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,515. That is about 21% above the local median household income ($89,340), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for CA as Relatively Low (composite score 73.1), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (97.5) and flood (74.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for CA show little to no average snow and around 13.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 32 for ZIP 96128 (CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.