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Montague city, CA

ZIP 96064 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 96064

Median Home Value
$247,400
Median Rent
$764
Affordability Snapshot
$68,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,589/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

27.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 96064 in Montague city, CA, a household would need roughly $68,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,589. That is roughly in line with the local median household income ($59,602). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.6%+17% vs US avg
x
Vacancy Rate
14.3%+39% vs US avg
x
Broadband Access
88.9%+2% vs US avg
x
4+ Bedrooms
1.7%-88% vs US avg
x
Built Pre-1939
4.2%-67% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
18.1%-64% vs US avg
x
Mortgage-Free
52.7%+38% vs US avg
x
$247,400
Home Value
$764
Rent
1978
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached74.7%
  • 1-unit attached0.3%
  • 2-9 units1.8%
  • 10+ units0.4%
  • Mobile home & other22.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$247,400
Median rent$764
Owner-occupied76.6%
Vacant14.3%
Price-to-income4.2x
Est. income to buy$68,000