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Los Molinos CDP, CA

ZIP 96055 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 96055

Median Home Value
$261,000
Median Rent
$874
Affordability Snapshot
$72,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,677/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 96055 in Los Molinos CDP, CA, a household would need roughly $72,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,677. That is about 34% above the local median household income ($53,657), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
67.3%+3% vs US avg
x
Vacancy Rate
15.3%+48% vs US avg
x
Broadband Access
82.9%-5% vs US avg
x
4+ Bedrooms
0.3%-98% vs US avg
x
Built Pre-1939
5.2%-59% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
28.1%-43% vs US avg
x
Mortgage-Free
52.0%+36% vs US avg
x
$261,000
Home Value
$874
Rent
1975
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.4%
  • 1-unit attached0.0%
  • 2-9 units2.5%
  • 10+ units0.0%
  • Mobile home & other29.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$261,000
Median rent$874
Owner-occupied67.3%
Vacant15.3%
Price-to-income4.9x
Est. income to buy$72,000