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Willows city, CA

ZIP 95988 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 95988

Median Home Value
$299,300
Median Rent
$1,039
Affordability Snapshot
$82,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,923/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 95988 in Willows city, CA, a household would need roughly $82,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,923. That is roughly in line with the local median household income ($78,913). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
56.6%-13% vs US avg
x
Vacancy Rate
11.4%+11% vs US avg
x
Broadband Access
93.3%+7% vs US avg
x
4+ Bedrooms
1.8%-88% vs US avg
x
Built Pre-1939
10.1%-21% vs US avg
x
Built Post-2014
1.7%-75% vs US avg
x
Rent Burden >30%
19.5%-61% vs US avg
x
Mortgage-Free
43.1%+13% vs US avg
x
$299,300
Home Value
$1,039
Rent
1976
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached63.8%
  • 1-unit attached0.3%
  • 2-9 units8.5%
  • 10+ units20.2%
  • Mobile home & other7.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$299,300
Median rent$1,039
Owner-occupied56.6%
Vacant11.4%
Price-to-income3.8x
Est. income to buy$82,000