ZIP Code 95957 — Meridian CDP, CA Demographics & Data

ZIP code 95957 covers Meridian, CA in Sutter County with a population of about 770.

At a glance, the area shows median age of 37.8 (near the U.S. median).

It sits in telephone area code 530; U.S. House district CA-1; the SACRAMNTO - STKTN - MODESTO media market.

Median household income in ZIP 95957 is about $79,375 — about 6% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.5%; unemployment rate near 9.7%; 25.2% of adults with a bachelor’s degree or higher (about 8.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Healthcare, and Construction; about 7.6% of workers reporting work-from-home (about 7.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $296,300 — about 15% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 60.5% (about 4.9 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95957 in Meridian, CA, a household would need roughly $82,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,903. That is roughly in line with the local median household income ($79,375). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Meridian CDP, CA as Relatively Moderate (composite score 83.7), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (77.1) and flood (71.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Meridian CDP, CA show little to no average snow and around 17.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 38 for ZIP 95957 (Meridian CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.