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, CA

ZIP 95920 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

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Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 95920

Median Home Value
$288,900
Median Rent
$536
Affordability Snapshot
$80,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,856/mo PITI).

44.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 95920 in CA, a household would need roughly $80,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,856. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 32% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
59.7%-9% vs US avg
x
Vacancy Rate
31.9%+209% vs US avg
x
Broadband Access
46.8%-46% vs US avg
x
4+ Bedrooms
2.6%-82% vs US avg
x
Built Pre-1939
4.4%-65% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
61.3%+23% vs US avg
x
Mortgage-Free
34.8%-9% vs US avg
x
$288,900
Home Value
$536
Rent
1968
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.4%
  • 1-unit attached0.0%
  • 2-9 units8.0%
  • 10+ units3.5%
  • Mobile home & other7.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$288,900
Median rent$536
Owner-occupied59.7%
Vacant31.9%
Est. income to buy$80,000