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Loma Rica CDP, CA

ZIP 95918 — Climate & Environment

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Climate, disaster risk, air quality, and environmental safety

Environment & Risk in ZIP Code 95918

Disaster Risk (FEMA NRI)

County-linked natural hazard risk from FEMA National Risk Index — useful for comparing insurance and disaster exposure.

FEMA’s National Risk Index rates natural-hazard risk for Loma Rica CDP, CA as Relatively Low (composite score 80.9), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (96.8) and flood (83.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Overall rating
Relatively Low
Risk index
80.9
Flood risk
83.8
Wildfire risk
96.8
Earthquake risk
90.1
Tornado risk
14.9
Winter weather risk
9.6
Hail risk
7.4

Climate & Weather in ZIP Code 95918

Climate normals for Loma Rica CDP, CA show little to no average snow and around 46.3 inches of annual precipitation. Pair that with FEMA NRI hazard context (overall rating Relatively Low) when evaluating long-term housing and insurance exposure.

7-day weather forecast

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Sunrise, sunset & moon

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Monthly Temperature

30-year climate normals (avg. monthly temperature)

Climate Data
Hardiness Zone
9b
Annual Snow Days
0
Annual Precipitation
46.33 in
FEMA NRI rating
Relatively Low

Climate & Environment key statistics

Climate statistics
Climate
Hardiness zone9b
Annual precip (in)46.33
Snow days0
Broadband access88.2%
Risk & Air Quality statistics
Risk & Air Quality
NRI ratingRelatively Low
NRI risk index80.9
Flood risk (NRI)83.8
Wildfire risk (NRI)96.8
IRS net migration91