ZIP Code 95866 — undefined, undefined Demographics & Data

ZIP code 95866 covers ZIP 95866 with a population of about 6,843.

At a glance, the area shows median age of 35.2 versus a U.S. median of about 38.9.

It sits in the SACRAMNTO - STKTN - MODESTO media market.

Median household income in ZIP 95866 is about $82,055 — about 9% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 17.2%; unemployment rate near 9.8%; 29.3% of adults with a bachelor’s degree or higher (about 4.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Public administration; about 8.7% of workers reporting work-from-home (about 6.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $451,900 — about 30% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,388 (about 19% above the U.S. median rent ($1,163)), and owner-occupancy near 25.4% (about 40.0 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95866, a household would need roughly $124,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,903. That is about 51% above the local median household income ($82,055), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.