ZIP Code 95836 — undefined, undefined Demographics & Data

ZIP code 95836 covers ZIP 95836 with a population of about 2,372.

At a glance, the area shows median age of 42.3 versus a U.S. median of about 38.9.

It sits in the SACRAMNTO - STKTN - MODESTO media market.

Median household income in ZIP 95836 is about $98,409 — about 31% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.7%; unemployment rate near 6.1%; 21.7% of adults with a bachelor’s degree or higher (about 12.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Construction, and Retail trade; about 19.8% of workers reporting work-from-home (about 4.6 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $578,400 — about 66% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,029 (about 12% below the U.S. median rent ($1,163)), and owner-occupancy near 72.8% (about 7.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95836, a household would need roughly $159,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,715. That is about 62% above the local median household income ($98,409), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.