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Sacramento city, CA

ZIP 95833 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 95833

Median Home Value
$439,700
Median Rent
$1,648
Affordability Snapshot
$121,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,825/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

22.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 95833 in Sacramento city, CA, a household would need roughly $121,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,825. That is about 39% above the local median household income ($87,016), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
51.3%-22% vs US avg
x
Vacancy Rate
7.2%-30% vs US avg
x
Broadband Access
95.8%+10% vs US avg
x
4+ Bedrooms
3.5%-76% vs US avg
x
Built Pre-1939
2.2%-83% vs US avg
x
Built Post-2014
1.3%-81% vs US avg
x
Rent Burden >30%
24.2%-51% vs US avg
x
Mortgage-Free
23.6%-38% vs US avg
x
$439,700
Home Value
$1,648
Rent
1986
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached53.9%
  • 1-unit attached8.9%
  • 2-9 units21.7%
  • 10+ units15.2%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$439,700
Median rent$1,648
Owner-occupied51.3%
Vacant7.2%
Price-to-income5.1x
Est. income to buy$121,000