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Arden-Arcade CDP, CA

ZIP 95825 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 95825

Median Home Value
$433,500
Median Rent
$1,431
Affordability Snapshot
$119,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,785/mo PITI).

27%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.7x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

25.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 95825 in Arden-Arcade CDP, CA, a household would need roughly $119,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,785. That is about 85% above the local median household income ($64,264), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
24.8%-62% vs US avg
x
Vacancy Rate
5.8%-44% vs US avg
x
Broadband Access
94.8%+9% vs US avg
x
4+ Bedrooms
0.5%-97% vs US avg
x
Built Pre-1939
2.6%-80% vs US avg
x
Built Post-2014
0.0%-100% vs US avg
x
Rent Burden >30%
31.7%-36% vs US avg
x
Mortgage-Free
36.0%-6% vs US avg
x
$433,500
Home Value
$1,431
Rent
1975
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached18.6%
  • 1-unit attached15.7%
  • 2-9 units26.5%
  • 10+ units39.1%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$433,500
Median rent$1,431
Owner-occupied24.8%
Vacant5.8%
Price-to-income6.7x
Est. income to buy$119,000