What to know about ZIP 95798
ZIP code 95798 covers ZIP 95798 with a population of about 5,671.
At a glance, the area shows median age of 30.4 versus a U.S. median of about 38.9.
It sits in the SACRAMNTO - STKTN - MODESTO media market.
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 95798 covers ZIP 95798 with a population of about 5,671.
At a glance, the area shows median age of 30.4 versus a U.S. median of about 38.9.
It sits in the SACRAMNTO - STKTN - MODESTO media market.
Median household income in ZIP 95798 is about $30,710 — about 59% below the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 37.0%; unemployment rate near 7.8%; 7.5% of adults with a bachelor’s degree or higher (about 26.3 points below the national share (33.7%)).
Labor and commute patterns include leading industry context around Administrative support, Healthcare, and Construction; about 6.5% of workers reporting work-from-home (about 8.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $68,300 — about 80% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,002 (about 14% below the U.S. median rent ($1,163)), and owner-occupancy near 31.0% (about 34.4 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 95798, a household would need roughly $19,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $439. That sits below the local median household income ($30,710), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.