US5.com
  1. Home
  2. States
  3. California
  4. ZIP 95758
  5. Housing & Real Estate
Elk Grove city, CA

ZIP 95758 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 95758

Median Home Value
$558,800
Median Rent
$2,003
Affordability Snapshot
$154,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,590/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 95758 in Elk Grove city, CA, a household would need roughly $154,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,590. That is about 34% above the local median household income ($115,146), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
70.8%+8% vs US avg
x
Vacancy Rate
3.3%-68% vs US avg
x
Broadband Access
94.9%+9% vs US avg
x
4+ Bedrooms
6.2%-58% vs US avg
x
Built Pre-1939
0.1%-99% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
24.1%-52% vs US avg
x
Mortgage-Free
25.9%-32% vs US avg
x
$558,800
Home Value
$2,003
Rent
1996
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.8%
  • 1-unit attached3.8%
  • 2-9 units6.0%
  • 10+ units8.3%
  • Mobile home & other1.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$558,800
Median rent$2,003
Owner-occupied70.8%
Vacant3.3%
Price-to-income4.9x
Est. income to buy$154,000