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Roseville city, CA

ZIP 95747 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 95747

Median Home Value
$653,400
Median Rent
$2,041
Affordability Snapshot
$180,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,197/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 95747 in Roseville city, CA, a household would need roughly $180,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,197. That is about 35% above the local median household income ($133,595), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
81.4%+24% vs US avg
x
Vacancy Rate
2.9%-71% vs US avg
x
Broadband Access
96.2%+11% vs US avg
x
4+ Bedrooms
13.6%-8% vs US avg
x
Built Pre-1939
0.2%-99% vs US avg
x
Built Post-2014
6.1%-11% vs US avg
x
Rent Burden >30%
26.1%-47% vs US avg
x
Mortgage-Free
26.0%-32% vs US avg
x
$653,400
Home Value
$2,041
Rent
2004
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.4%
  • 1-unit attached1.7%
  • 2-9 units3.3%
  • 10+ units7.3%
  • Mobile home & other1.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$653,400
Median rent$2,041
Owner-occupied81.4%
Vacant2.9%
Price-to-income4.9x
Est. income to buy$180,000