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Meadow Vista CDP, CA

ZIP 95722 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 95722

Median Home Value
$671,800
Median Rent
$1,452
Affordability Snapshot
$185,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,315/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.6x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

38.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 95722 in Meadow Vista CDP, CA, a household would need roughly $185,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,315. That is about 83% above the local median household income ($101,023), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
88.4%+35% vs US avg
x
Vacancy Rate
6.8%-34% vs US avg
x
Broadband Access
94.7%+9% vs US avg
x
4+ Bedrooms
7.1%-52% vs US avg
x
Built Pre-1939
2.6%-79% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
28.7%-42% vs US avg
x
Mortgage-Free
34.6%-9% vs US avg
x
$671,800
Home Value
$1,452
Rent
1980
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached94.5%
  • 1-unit attached0.5%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other5.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$671,800
Median rent$1,452
Owner-occupied88.4%
Vacant6.8%
Price-to-income6.6x
Est. income to buy$185,000