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ZIP Code 95656 — undefined, undefined Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassRemote Work Hub

At a glance

Population
2,434
Density
N/A
Median income
$88,922
+18% vs US avg
Home value
$424,200
+22% vs US avg
Median rent
$793
-32% vs US avg
Timezone
N/A

Overview of ZIP Code 95656

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What to know about ZIP 95656

ZIP code 95656 covers ZIP 95656 with a population of about 2,434.

At a glance, the area shows median age of 49.0 versus a U.S. median of about 38.9.

It sits in the SACRAMNTO - STKTN - MODESTO media market.

Income and economy in ZIP 95656

Median household income in ZIP 95656 is about $88,922 — about 18% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.4%; unemployment rate near 0.6%; 33.1% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Public administration; about 19.0% of workers reporting work-from-home (about 3.8 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 95656

Median home value is about $424,200 — about 22% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $793 (about 32% below the U.S. median rent ($1,163)), and owner-occupancy near 85.9% (about 20.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95656, a household would need roughly $117,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,725. That is about 32% above the local median household income ($88,922), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.