ZIP Code 95629 — Fiddletown CDP, CA Demographics & Data

ZIP code 95629 covers Fiddletown, CA in Amador County with a population of about 1,047.

At a glance, the area shows median age of 59.6 versus a U.S. median of about 38.9.

It sits in telephone area codes 209, 350, 530; U.S. House district CA-5; the SACRAMNTO - STKTN - MODESTO media market.

Fiddletown, CA fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

On socioeconomic markers, US5 shows a poverty rate of 14.7%; unemployment rate near 3.3%; 30.0% of adults with a bachelor’s degree or higher (about 3.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Public administration, Administrative support, and Retail trade; about 15.0% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $472,900 — about 36% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 92.1% (about 26.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95629 in Fiddletown, CA, a household would need roughly $130,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,038. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Fiddletown CDP, CA as Relatively Low (composite score 79.2), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (98.1) and flood (70.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Fiddletown CDP, CA show little to no average snow and around 32.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 52 for ZIP 95629 (Fiddletown CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.