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ZIP Code 95617 — undefined, undefined Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

At a glance

Population
4,163
Density
N/A
Median income
$70,467
-6% vs US avg
Home value
$715,019
+105% vs US avg
Median rent
$1,914
+65% vs US avg
Timezone
N/A

Overview of ZIP Code 95617

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What to know about ZIP 95617

ZIP code 95617 covers ZIP 95617 with a population of about 4,163.

At a glance, the area shows median age of 31.6 versus a U.S. median of about 38.9.

It sits in the SACRAMNTO - STKTN - MODESTO media market.

Income and economy in ZIP 95617

Median household income in ZIP 95617 is about $70,467 — about 6% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 27.8%; unemployment rate near 6.3%; 64.8% of adults with a bachelor’s degree or higher (about 31.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Professional services, and Healthcare; about 14.7% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 95617

Median home value is about $715,019 — about 105% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,914 (about 65% above the U.S. median rent ($1,163)), and owner-occupancy near 39.8% (about 25.6 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95617, a household would need roughly $197,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,593. That is about 180% above the local median household income ($70,467), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.