US5.com
  1. Home
  2. States
  3. California
  4. ZIP 95550
  5. Housing & Real Estate
, CA

ZIP 95550 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 95550

Median Home Value
$857,100
Median Rent
N/A
Affordability Snapshot
$236,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,506/mo PITI).

8.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

To comfortably buy a median-priced home in ZIP 95550 in CA, a household would need roughly $236,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,506. That is about 133% above the local median household income ($101,167), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 22% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
28.9%-56% vs US avg
x
Vacancy Rate
21.7%+111% vs US avg
x
Broadband Access
84.4%-3% vs US avg
x
4+ Bedrooms
1.7%-88% vs US avg
x
Built Pre-1939
10.4%-19% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
10.9%-78% vs US avg
x
Mortgage-Free
69.2%+81% vs US avg
x
$857,100
Home Value
N/A
Rent
1958
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached94.8%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other5.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$857,100
Median rent$-666,666,666
Owner-occupied28.9%
Vacant21.7%
Price-to-income8.5x
Est. income to buy$236,000