What to know about ZIP 95534
ZIP code 95534 covers ZIP 95534 with a population of about 5,742.
At a glance, the area shows median age of 39.9 (near the U.S. median).
It sits in the EUREKA media market.
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ZIP Code 95534 — undefined, undefined Demographics & Data
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
Middle Class
At a glance
Population
5,742
Density
N/A
Median income
$88,684
+18% vs US avg
Home value
$430,200
+24% vs US avg
Median rent
$1,594
+37% vs US avg
Timezone
N/A
Overview of ZIP Code 95534
Income and economy in ZIP 95534
Median household income in ZIP 95534 is about $88,684 — about 18% above the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 8.4%; unemployment rate near 2.8%; 39.4% of adults with a bachelor’s degree or higher (about 5.7 points above the national share (33.7%)).
Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Other services; about 10.9% of workers reporting work-from-home (about 4.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Housing and affordability in ZIP 95534
Median home value is about $430,200 — about 24% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,594 (about 37% above the U.S. median rent ($1,163)), and owner-occupancy near 73.6% (about 8.2 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 95534, a household would need roughly $118,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,763. That is about 33% above the local median household income ($88,684), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.