ZIP Code 95493 — undefined, CA Demographics & Data

ZIP code 95493 covers CA in Lake County with a population of about 91.

At a glance, the area shows median age of 62.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 369, 707; U.S. House district CA-4; the SAN FRANCISCO - OAK - SAN JOSE media market.

CA fits a retirement-oriented profile (high share of residents 65+ (49.5%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 95493 is about $97,500 — about 30% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 7.7%; 17.6% of adults with a bachelor’s degree or higher (about 16.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Education, and Other services; about 33.3% of workers reporting work-from-home (about 18.1 points above the U.S. share (15.2%)); a mean commute of about 24.0 minutes (U.S. average near 26.8).

Median home value is about $750,000 — about 115% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95493 in CA, a household would need roughly $206,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,818. That is about 111% above the local median household income ($97,500), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for CA as Relatively Moderate (composite score 93.0), which is among the highest nationally. The strongest component scores on US5 are wildfire (99.1) and flood (94.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for CA show little to no average snow and around 34.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 4 for ZIP 95493 (CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.