ZIP Code 95444 — Graton CDP, CA Demographics & Data

ZIP code 95444 covers Graton, CA in Sonoma County with a population of about 748.

At a glance, the area shows median age of 51.6 versus a U.S. median of about 38.9.

It sits in telephone area codes 369, 707; U.S. House district CA-2; the SAN FRANCISCO - OAK - SAN JOSE media market.

Graton, CA ranks among higher-income / higher-home-value communities on US5 (very high median household income (~$210,650)). Searchers often dig into housing affordability stretch, private schools, and neighborhood comparisons rather than entry-level rentals.

Median household income in ZIP 95444 is about $210,650 — about 180% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.8%; unemployment rate near 3.3%; 41.0% of adults with a bachelor’s degree or higher (about 7.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Transportation; about 36.8% of workers reporting work-from-home (about 21.6 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $865,500 — about 149% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 90.4% (about 25.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95444 in Graton, CA, a household would need roughly $238,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,560. That is roughly in line with the local median household income ($210,650). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Graton CDP, CA as Relatively High (composite score 99.1), which is among the highest nationally. The strongest component scores on US5 are flood (99.2) and wildfire (98.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Graton CDP, CA show little to no average snow and around 39.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 37 for ZIP 95444 (Graton CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.