ZIP Code 95427 — Comptche CDP, CA Demographics & Data

ZIP code 95427 covers Comptche, CA in Mendocino County with a population of about 609.

At a glance, the area shows median age of 59.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 369, 707; U.S. House district CA-2; the SAN FRANCISCO - OAK - SAN JOSE media market.

Comptche, CA fits a retirement-oriented profile (high share of residents 65+ (37.8%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 95427 is about $54,970 — about 27% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 18.1%; unemployment rate near 15.9%; 37.0% of adults with a bachelor’s degree or higher (about 3.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Construction; about 39.4% of workers reporting work-from-home (about 24.2 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $867,900 — about 149% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 72.3% (about 6.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95427 in Comptche, CA, a household would need roughly $239,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,575. That is about 335% above the local median household income ($54,970), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Comptche CDP, CA as Relatively High (composite score 94.3), which is among the highest nationally. The strongest component scores on US5 are wildfire (97.8) and flood (95.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Comptche CDP, CA show little to no average snow and around 49.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 30 for ZIP 95427 (Comptche CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.