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Mountain House CDP, CA

ZIP 95391 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 95391

Median Home Value
$859,600
Median Rent
$3,013
Affordability Snapshot
$237,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,522/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

23.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 95391 in Mountain House CDP, CA, a household would need roughly $237,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,522. That is about 38% above the local median household income ($171,510), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
73.2%+12% vs US avg
x
Vacancy Rate
5.3%-48% vs US avg
x
Broadband Access
93.5%+7% vs US avg
x
4+ Bedrooms
15.8%+7% vs US avg
x
Built Pre-1939
3.2%-75% vs US avg
x
Built Post-2014
7.1%+3% vs US avg
x
Rent Burden >30%
12.1%-76% vs US avg
x
Mortgage-Free
13.7%-64% vs US avg
x
$859,600
Home Value
$3,013
Rent
2010
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached85.8%
  • 1-unit attached6.7%
  • 2-9 units2.8%
  • 10+ units0.2%
  • Mobile home & other4.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$859,600
Median rent$3,013
Owner-occupied73.2%
Vacant5.3%
Price-to-income5.0x
Est. income to buy$237,000