What to know about ZIP 95378
ZIP code 95378 covers ZIP 95378 with a population of about 3,140.
At a glance, the area shows median age of 33.0 versus a U.S. median of about 38.9.
It sits in the SACRAMNTO - STKTN - MODESTO media market.
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 95378 covers ZIP 95378 with a population of about 3,140.
At a glance, the area shows median age of 33.0 versus a U.S. median of about 38.9.
It sits in the SACRAMNTO - STKTN - MODESTO media market.
Median household income in ZIP 95378 is about $76,087 — about even with the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 8.2%; unemployment rate near 8.6%; 21.8% of adults with a bachelor’s degree or higher (about 11.9 points below the national share (33.7%)).
Labor and commute patterns include leading industry context around Healthcare, Administrative support, and Transportation; about 9.6% of workers reporting work-from-home (about 5.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $541,800 — about 56% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,389 (about 19% above the U.S. median rent ($1,163)), and owner-occupancy near 47.6% (about 17.8 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 95378, a household would need roughly $149,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,480. That is about 96% above the local median household income ($76,087), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.