US5.com
  1. Home
  2. States
  3. California
  4. ZIP 95374
  5. Housing & Real Estate
Stevinson CDP, CA

ZIP 95374 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 95374

Median Home Value
$435,700
Median Rent
$881
Affordability Snapshot
$120,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,799/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

41.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 95374 in Stevinson CDP, CA, a household would need roughly $120,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,799. That is about 133% above the local median household income ($51,593), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
51.9%-21% vs US avg
x
Vacancy Rate
16.7%+62% vs US avg
x
Broadband Access
67.5%-22% vs US avg
x
4+ Bedrooms
9.2%-38% vs US avg
x
Built Pre-1939
6.4%-50% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
20.8%-58% vs US avg
x
Mortgage-Free
56.3%+47% vs US avg
x
$435,700
Home Value
$881
Rent
1985
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached51.8%
  • 1-unit attached0.0%
  • 2-9 units8.5%
  • 10+ units0.0%
  • Mobile home & other39.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$435,700
Median rent$881
Owner-occupied51.9%
Vacant16.7%
Price-to-income8.4x
Est. income to buy$120,000