ZIP Code 95257 — undefined, CA Demographics & Data

ZIP code 95257 covers CA in Calaveras County with a population of about 427.

At a glance, the area shows median age of 58.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 209, 350; U.S. House district CA-5; the SACRAMNTO - STKTN - MODESTO media market.

CA fits a retirement-oriented profile (high share of residents 65+ (39.6%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

On socioeconomic markers, US5 shows a poverty rate of 11.7%; unemployment rate near 9.3%; 11.1% of adults with a bachelor’s degree or higher (about 22.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Construction, and Healthcare; about 8.1% of workers reporting work-from-home (about 7.1 points below the U.S. share (15.2%)); a mean commute of about 125.0 minutes (U.S. average near 26.8).

Median home value is about $335,500 — about 4% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 59.8% (about 5.6 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95257 in CA, a household would need roughly $92,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,155. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for CA as Relatively Moderate (composite score 86.6), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (99.5) and flood (77.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for CA show little to no average snow and around 55.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 21 for ZIP 95257 (CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.