ZIP Code 95236 — Linden CDP, CA Demographics & Data

ZIP code 95236 covers Linden, CA in San Joaquin County with a population of about 4,506.

At a glance, the area shows median age of 40.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 209, 350; U.S. House district CA-9; the SACRAMNTO - STKTN - MODESTO media market.

Median household income in ZIP 95236 is about $96,339 — about 28% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.5%; unemployment rate near 14.9%; 26.9% of adults with a bachelor’s degree or higher (about 6.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Manufacturing, and Agriculture; about 5.9% of workers reporting work-from-home (about 9.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $648,300 — about 86% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,041 (about 10% below the U.S. median rent ($1,163)), and owner-occupancy near 64.3% (about 1.1 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95236 in Linden, CA, a household would need roughly $178,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,165. That is about 85% above the local median household income ($96,339), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Linden CDP, CA as Relatively High (composite score 98.6), which is among the highest nationally. The strongest component scores on US5 are flood (97.7) and wildfire (92.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Linden CDP, CA show little to no average snow and around 13.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 222 for ZIP 95236 (Linden CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.