ZIP Code 95229 — undefined, undefined Demographics & Data

ZIP code 95229 covers ZIP 95229 with a population of about 3,176.

At a glance, the area shows median age of 55.2 versus a U.S. median of about 38.9.

It sits in the SACRAMNTO - STKTN - MODESTO media market.

ZIP 95229 fits a retirement-oriented profile (high share of residents 65+ (36.8%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 95229 is about $68,431 — about 9% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.2%; unemployment rate near 7.0%; 29.2% of adults with a bachelor’s degree or higher (about 4.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Education, and Manufacturing; about 8.1% of workers reporting work-from-home (about 7.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $495,300 — about 42% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,333 (about 15% above the U.S. median rent ($1,163)), and owner-occupancy near 74.9% (about 9.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95229, a household would need roughly $136,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,182. That is about 99% above the local median household income ($68,431), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.