What to know about ZIP 95151
ZIP code 95151 covers ZIP 95151 with a population of about 6,735.
At a glance, the area shows median age of 47.7 versus a U.S. median of about 38.9.
It sits in the SAN FRANCISCO - OAK - SAN JOSE media market.
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 95151 covers ZIP 95151 with a population of about 6,735.
At a glance, the area shows median age of 47.7 versus a U.S. median of about 38.9.
It sits in the SAN FRANCISCO - OAK - SAN JOSE media market.
Median household income in ZIP 95151 is about $98,438 — about 31% above the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 12.6%; unemployment rate near 3.2%; 21.0% of adults with a bachelor’s degree or higher (about 12.7 points below the national share (33.7%)).
Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Administrative support; about 8.4% of workers reporting work-from-home (about 6.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $793,500 — about 128% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,966 (about 69% above the U.S. median rent ($1,163)), and owner-occupancy near 58.9% (about 6.6 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 95151, a household would need roughly $218,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,097. That is about 121% above the local median household income ($98,438), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.