US5.com
  1. Home
  2. States
  3. ZIP 95063
  4. Housing & Real Estate
,

ZIP 95063 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 95063

Median Home Value
$1,142,400
Median Rent
$1,792
Affordability Snapshot
$314,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$7,338/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.6x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

53.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 95063, a household would need roughly $314,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,338. That is about 110% above the local median household income ($149,875), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
41.1%-37% vs US avg
x
Vacancy Rate
7.3%-29% vs US avg
x
Broadband Access
96.5%+11% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
7.1%-45% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
28.1%-44% vs US avg
x
Mortgage-Free
50.5%+32% vs US avg
x
$1,142,400
Home Value
$1,792
Rent
1949
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached55.3%
  • 1-unit attached11.0%
  • 2-9 units31.0%
  • 10+ units2.6%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,142,400
Median rent$1,792
Owner-occupied41.1%
Vacant7.3%
Price-to-income7.6x
Est. income to buy$314,000