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ZIP Code 95026 — undefined, undefined Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaRemote Work Hub

At a glance

Population
4,650
Density
N/A
Median income
$198,458
+164% vs US avg
Home value
$1,194,000
+243% vs US avg
Median rent
$2,175
+87% vs US avg
Timezone
N/A

Overview of ZIP Code 95026

AffluentHigh-income residential area
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What to know about ZIP 95026

ZIP code 95026 covers ZIP 95026 with a population of about 4,650.

At a glance, the area shows median age of 45.1 versus a U.S. median of about 38.9.

It sits in the SAN FRANCISCO - OAK - SAN JOSE media market.

Local search focus: Affluent

ZIP 95026 ranks among higher-income / higher-home-value communities on US5 (very high median household income (~$198,458)). Searchers often dig into housing affordability stretch, private schools, and neighborhood comparisons rather than entry-level rentals.

Income and economy in ZIP 95026

Median household income in ZIP 95026 is about $198,458 — about 164% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.2%; unemployment rate near 4.5%; 67.4% of adults with a bachelor’s degree or higher (about 33.7 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Professional services, and Healthcare; about 19.9% of workers reporting work-from-home (about 4.7 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 95026

Median home value is about $1,194,000 — about 243% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $2,175 (about 87% above the U.S. median rent ($1,163)), and owner-occupancy near 80.1% (about 14.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95026, a household would need roughly $329,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,670. That is about 66% above the local median household income ($198,458), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.