What to know about ZIP 95011
ZIP code 95011 covers ZIP 95011 with a population of about 6,477.
At a glance, the area shows median age of 37.8 (near the U.S. median).
It sits in the SAN FRANCISCO - OAK - SAN JOSE media market.
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 95011 covers ZIP 95011 with a population of about 6,477.
At a glance, the area shows median age of 37.8 (near the U.S. median).
It sits in the SAN FRANCISCO - OAK - SAN JOSE media market.
ZIP 95011 ranks among higher-income / higher-home-value communities on US5 (very high median home values). Searchers often dig into housing affordability stretch, private schools, and neighborhood comparisons rather than entry-level rentals.
Median household income in ZIP 95011 is about $112,045 — about 49% above the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 6.4%; unemployment rate near 5.8%; 47.0% of adults with a bachelor’s degree or higher (about 13.3 points above the national share (33.7%)).
Labor and commute patterns include leading industry context around Healthcare, Professional services, and Manufacturing; about 18.7% of workers reporting work-from-home (about 3.5 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $1,596,100 — about 359% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $2,223 (about 91% above the U.S. median rent ($1,163)), and owner-occupancy near 28.7% (about 36.7 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 95011, a household would need roughly $439,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $10,253. That is about 292% above the local median household income ($112,045), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.