US5.com
  1. Home
  2. States
  3. California
  4. ZIP 94939
  5. Housing & Real Estate
Larkspur city, CA

ZIP 94939 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 94939

Median Home Value
$2,000,001
Median Rent
$2,862
Affordability Snapshot
$551,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$12,847/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

10.9x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

58.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 94939 in Larkspur city, CA, a household would need roughly $551,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $12,847. That is about 202% above the local median household income ($182,743), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
49.3%-25% vs US avg
x
Vacancy Rate
7.0%-32% vs US avg
x
Broadband Access
99.0%+14% vs US avg
x
4+ Bedrooms
4.0%-73% vs US avg
x
Built Pre-1939
8.7%-32% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
31.0%-38% vs US avg
x
Mortgage-Free
24.8%-35% vs US avg
x
$2,000,001
Home Value
$2,862
Rent
1972
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached45.5%
  • 1-unit attached4.9%
  • 2-9 units25.6%
  • 10+ units24.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$2,000,001
Median rent$2,862
Owner-occupied49.3%
Vacant7.0%
Price-to-income10.9x
Est. income to buy$551,000