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Inverness CDP, CA

ZIP 94937 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 94937

Median Home Value
$1,536,500
Median Rent
$1,574
Affordability Snapshot
$423,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$9,870/mo PITI).

27%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

22.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

81.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 94937 in Inverness CDP, CA, a household would need roughly $423,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $9,870. That is about 509% above the local median household income ($69,464), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 30% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.6%+17% vs US avg
x
Vacancy Rate
30.2%+193% vs US avg
x
Broadband Access
94.5%+9% vs US avg
x
4+ Bedrooms
6.5%-56% vs US avg
x
Built Pre-1939
6.3%-51% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
31.8%-36% vs US avg
x
Mortgage-Free
73.9%+93% vs US avg
x
$1,536,500
Home Value
$1,574
Rent
1961
Year Built
2005
Moved In

Residents have lived here since ~2005 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.6%
  • 1-unit attached5.9%
  • 2-9 units1.9%
  • 10+ units0.0%
  • Mobile home & other4.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,536,500
Median rent$1,574
Owner-occupied76.6%
Vacant30.2%
Price-to-income22.1x
Est. income to buy$423,000