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Walnut Creek city, CA

ZIP 94596 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 94596

Median Home Value
$1,245,000
Median Rent
$2,366
Affordability Snapshot
$343,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$7,998/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

9.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

43.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 94596 in Walnut Creek city, CA, a household would need roughly $343,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,998. That is about 149% above the local median household income ($137,660), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
44.9%-31% vs US avg
x
Vacancy Rate
3.9%-62% vs US avg
x
Broadband Access
98.6%+13% vs US avg
x
4+ Bedrooms
5.6%-62% vs US avg
x
Built Pre-1939
3.5%-73% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
17.5%-65% vs US avg
x
Mortgage-Free
28.9%-24% vs US avg
x
$1,245,000
Home Value
$2,366
Rent
1974
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached33.5%
  • 1-unit attached4.2%
  • 2-9 units8.1%
  • 10+ units54.2%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,245,000
Median rent$2,366
Owner-occupied44.9%
Vacant3.9%
Price-to-income9.0x
Est. income to buy$343,000